Your Money, Without Borders
Virtual cards that work with Apple Pay & Google Pay. Shop anywhere in the world, instantly. Zero fees, total control.
Physical cards & utilities available in Nigeria
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Payment That Actually Works for You
Say goodbye to blocked transactions, hidden fees, and endless waiting. Global payments made simple.
Virtual & Physical Cards
No more waiting days for cards. Get instant virtual cards for global shopping, or order physical cards (Nigeria). Add to Apple Pay & Google Pay in seconds.
True Global Access
No more blocked transactions abroad. Spend at 45M+ Visa/Mastercard merchants worldwide. Your money works everywhere you do.
Instant Everything
No more waiting for transfers. Load your card and start spending in seconds. Fund instantly from bank accounts or other payment methods.
Bank-Grade Security
No more security worries. Military-grade encryption, 3D Secure authentication, and real-time fraud detection keep your money safe 24/7.
Zero Hidden Fees
No more surprise charges. No monthly fees, no account minimums, no hidden costs. Transparent pricing - you only pay what you spend.
Smart Money Tools
No more spreadsheets. AI-powered spending insights, automated budgeting, and real-time notifications help you manage money effortlessly.
Your Money is Protected
We use industry-leading security measures to protect your funds and personal information. Your security is our top priority.
256-bit Encryption
Military-grade encryption protects all your data and transactions
3D Secure
Advanced authentication for online purchases adds an extra layer of security
Fraud Detection
AI-powered real-time monitoring identifies and blocks suspicious activity
Instant Freeze
Lock or unlock your card instantly from the app with a single tap
Real-time Alerts
Get instant notifications for every transaction and account activity
PCI DSS Compliant
Certified compliance with payment card industry security standards
Certified & Compliant
Our partners meet the highest industry standards for security and compliance
Get Started in 3 Easy Steps
From download to first purchase in under 10 minutes
Download & Sign Up
Takes 2 minutes
Complete Verification
Quick ID check (0-2 minutes)
Start Spending
Get instant card, fund & use now
Loved by Users Worldwide
Join thousands who are already managing their money smarter with Kavipay
"Finally, a card that just works. No surprises, no hidden fees. As a freelancer working with international clients, Kavipay has made receiving and spending money so much easier."
Sarah M.
Freelance Designer
Nigeria
"I travel globally for work and Kavipay works everywhere. From hotels in Tokyo to restaurants in Paris - it never fails. Best financial decision I made this year."
Priya K.
Travel Blogger
Canada
"As a digital nomad, managing money across countries was a nightmare until I found Kavipay. Now I can focus on my work instead of worrying about payment issues."
Chen W.
Digital Nomad
Singapore
Join the Kavipay Waitlist
Be among the first to experience borderless payments. Our app is currently under review and launching soon.
Ready to Take Control?
Join thousands spending smarter with Kavipay
Or get early access to new features via email